Best Car Insurance Companies In UK 2024
We surveyed over 2,793 car insurance customers to discover the best car insurance companies and policies in the UK
Why is auto insurance so precious?
The average private motor insurance decoration has hit a record high at£ 627( 1 October- 23 December 2023). That is a 12 jump from the former quarter’s£ 561( Q3 2023), according to the rearmost numbers from the Association of British Insurers( ABI). The current average decoration is 34 advanced compared to the last three months of 2022, when it was£ 470. The ABI attributes this rise to inflationary pressures and advanced vehicle form costs. It says that in Q3 of 2023, payouts for vehicle thefts were 35 advanced than the same time the former time, while the cost of furnishing relief vehicles had risen by 47. Meanwhile, the costs of repairing vehicles had increased by 32 – driven by rising costs of labour, energy and the adding complication of vehicles. The ABI highlights that£ 67, or 12 of the average decoration, is the Insurance Premium Tax( IPT). It advocates for a reduction in IPT to ease the fiscal burden on motorists dealing with rising insurance costs.
How to choose the best car insurance provider
How to choose the stylish auto insurance provider With auto insurance decorations hitting a record high, it’s noway been more important to get the stylish auto insurance deal available. To identify the top providers, we surveyed further than 2,700 guests who have lately made insurance claims to gauge how they have been treated by their providers. Our experts also analysed individual programs. We set up huge differences between the stylish and worst cover. Please note that the information in this composition is for information purposes only and doesn’t constitute advice. Please relate to the particular terms and conditions of an insurer before committing to any fiscal products.
Best UK car insurance companies: the Which? Recommended Providers
We compared 28 auto insurance providers – examining the cover in their programs and analysing feedback from their guests. See our results in the tables below. Just two offered sufficient situations of cover and the high norms of service demanded to earn our Which? Recommended Provider( WRP) award. NFU collective auto insurance 76 policy score on its standard auto insurance policy, 4th out of 61 programs we rated client score, 1st of 27 insurers we had client scores for claims score, 1st out of 25 insurers we had claims scores for We like NFU Mutual does not charge admin freights or interest if you want to pay yearly, and motor legal protection is included as standard. NFU Mutual has been a Which? Recommended Provider since we launched our scheme more than a decade ago
. We do not like You to have to call to get a quotation, and it favors guests in pastoral areas so NFU Mutual may not offer cover if you live in a major megacity. Read our expert review of NFU Mutual auto insurance LV auto Insurance 78 policy score on its standard auto insurance policy, 3rd out of the 61 programs we rated client score, 2nd out of the 25 insurers we had client scores for client score, 2nd out of 25 insurers we had claims scores for We like LV is one of a nonage guaranteeing repairs for a vehicle’s life, and its policy is one of about a third immolation a temporary relief auto if yours is stolen. It also offers protection for no-claims abatements against an unlimited number of claims. We do not like A relief auto after an accident does not come as standard – it must be bought for a fresh decoration. still, you might not need a relief auto. Read our expert review of LV auto insurance Get a quotation for LV auto insurance using the service handed by Confused.com
Best UK car insurance companies and policies compared
The first list compares insurers we rated for both policy and client experience. It’s ordered by client score, and we have labelled the 2 Which? Recommended Providers. The alternate list compares programs – we have labelled the programs that are Stylish deals and the bones
from Which? Recommended Providers
Car insurers with policy and customer scores
| Brand | Which? Customer Score | Policy Score | Which? Claims Score | Min/Max Age | Clarity of policy | Dealing with queries | Ease of managing policy online | Value for Money | Get a quote |
|---|---|---|---|---|---|---|---|---|---|
| RECOMMENDED PROVIDERNFU Mutual | 81% | 76% | 84% | 17 / 80 years old | ★★★★★ | ★★★★★ | – | ★★★★☆ | Check you’re getting a great deal and search for a new car insurance policy using the service provided by Confused.com Compare car insurance deals |
| RECOMMENDED PROVIDERLV | 70% | 78% | 74% | 17 / 80 years old | ★★★★☆ | ★★★★☆ | ★★★☆☆ | ★★★☆☆ | |
| AXA | 70% | 57% | 69% | 21 / 85 years old | ★★★★☆ | ★★★☆☆ | ★★★☆☆ | ★★★☆☆ | |
| Aviva | 68% | 74% | 66% | 17 / 84 years old | ★★★★☆ | ★★★☆☆ | ★★★☆☆ | ★★★☆☆ | |
| AA | 66% | 66% | 62% | 17 / 99 years old | ★★★★☆ | ★★★☆☆ | ★★★☆☆ | ★★☆☆☆ | |
| Churchill | 66% | 64% | 61% | 16 / 80 years old | ★★★☆☆ | ★★★☆☆ | ★★★☆☆ | ★★☆☆☆ | |
| Co-Op Insurance | 65% | 72% | 66% | 17/ 99 years old | ★★★★☆ | ★★★☆☆ | ★★★☆☆ | ★★★☆☆ |
Are the best car insurance providers always the most expensive?
Our research reveals substantial differences between companies and policies in their standards of service and levels of cover. However, this doesn’t necessarily mean you’ll have to pay through the nose for worthwhile cover – or that a steep price means you’re getting the best.
Insurers set you an individual price to reflect how they see your risk. If one insurer views you as risky or just doesn’t want to compete for your custom, then even its lowest offers are likely to be pricier than policies from other providers, which could also provide much better cover.
Find out more about how to get cheap car insurance.